Bill Cara

Help You Invest

Books for Sale.

February 2, 2024 As soon as I can find out how to update these eBooks, I intend to do it continuously so that commentary and charts are updated at least once monthly. That way, buyers will not have to buy later versions of TraderWizard, Stock Market Literacy, and the Maverick

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Apple (AAPL) Q1 FY2024 earnings (news release Feb 1)

A summary of Apple’s fiscal 2024 Q1 financial results: Here’s an analysis of Apple’s Financial Statements: Condensed Consolidated Statements of Operations: Net Sales by Reportable Segment: Net Sales by Category: Condensed Consolidated Balance Sheets: Condensed Consolidated Statements of Cash Flow: Operating Activities: Investing Activities: Financing Activities: Cash and Cash Equivalents:

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IBM Fourth-Quarter 2023 Earnings Highlights (reported Jan 24, 2024)

January 31, 2024 Fourth-Quarter 2023 Performance Full-Year 2023 Highlights Cash Flow and Balance Sheet (Fourth Quarter) Segment Results for the Fourth Quarter A.Software B.Consulting C.Infrastructure Cash Flow and Balance Sheet (Full Year) Full-Year 2023 Results Full-Year 2024 Expectations  Commentary: “In the fourth quarter, we grew revenue in all of our

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The current focus of global leaders in business and government

January 30, 2024 McKinsey & Co takeaways from the WEF Davos Conference. The McKinsey citations are listed below: Speed is crucial to outperformance: Leaders in fast-moving organizations report higher operational resilience, financial performance, growth, and innovation than their peers in slow-moving companies. Cooperation and competition can coexist: Leaders can practice

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The charge card industry is thriving.

January 29, 2024 The charge card industry remains robust, defying recession concerns as Visa (V) and American Express (AXP) report substantial growth in payment volume and processed transactions. Visa (V): Net Revenues: $8.6 billion, a 9% increase. Net Income: GAAP $4.9 billion, or $2.39 per share; non-GAAP $4.9 billion, or

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The Dark Side of Davos: Unveiling the Globalization Agenda

January 8, 2024 Introduction: The World Economic Forum (WEF), colloquially known as the Davos group, presents itself as a forum for global thought leaders and decision-makers to discuss and promote environmental, social, and corporate guidance (ESG) solutions. However, a closer look reveals concerns from billions of people worldwide who fear

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Abusive naked short selling: a persistent market concern

January 4, 2024 In our markets, short-selling has always been a topic of debate. While I view it as a mechanism for price discovery and market efficiency, I know short-selling is also a tool for manipulation and abuse. One form of short selling, known as naked short selling, has always

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Bank of Dave: Unveiling the Realities of Our Financial Services System

December 28, 2023 Recently released on Netflix, “Bank of Dave” profoundly impacted me when Pat and I watched it tonight. This critically acclaimed film delves into our financial system, compelling us to reassess our trust in traditional banking institutions. At its core, the movie delivers a crucial statement that captures

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