Help You Invest

February 11, 2025 There’s a timeless wisdom in Ecclesiastes 3 that resonates deeply with investors like me: “To everything there is a season, a time for every purpose under heaven.” These words, written millennia ago and repeated often by me at billcara.com, reflect the rhythmic ebb and flow of financial markets. Just

February 11, 2025 Let’s start with a question that might make you uncomfortable: Why do so many investors chase stock recommendations from strangers online when they’d never take advice from a random person at a party?  Think about it. Would you let someone you bumped into on the street manage your

February 10, 2025 Let’s talk about financial freedom. Or rather, let’s talk about how banks like Humongous Bank & Broker (HB&B) have turned your journey to financial freedom into a cross-country road trip where they’re the driver, navigator, mechanic, and the guy who sells you overpriced snacks at every rest

February 3, 2025 The view of the American Niagara Falls from Canada.

January 30, 2025 I can expand on these points, providing real cases and true incidents I experienced as an industry insider. 1. Lack of Fiduciary Duty & Conflicts of Interest (i) HB&B operates as both a fiduciary and an agent under the same brand, creating an inherent conflict of interest.

January 28, 2025 I provided one of the AI services with a lot of information on what I have been doing. Then I gave this prompt: “Bill’s mission and vision seem like a David using a sling and stone against the Wall Street Goliath. From the opening of his Week