Friends,
If you’ve stuck with me through the last year of publishing chaos — the scattered Substacks, the silent Ghost, the missed deliveries — thank you. I mean that. You have my genuine respect for not giving up on me.
The truth is that I lost administrative control while I was building something bigger than I could manage alone: a system to track roughly 2,500 instruments across thirty global markets, every day, under the Cara Fiduciary Protocol. My long-time associate Alexei is finalizing the new billcara.com server and publishing platform now — he’s a world-class techie and he’s excited about it. The new billcara.com goes live in about three weeks, hopefully less. And as of today, every one of my Substacks is consolidated into a single place: caraportfolio.substack.com. One door. No more wondering where the next report will land.
For the first time in a long time, my hours are going where they should — to analysis, decisions, and writing — instead of to chasing my own infrastructure.
Eighty-five percent of you read for free, and a fair number have stopped opening my mail. I don’t blame you. So before I close the door on this rough chapter, I want to make a real offer to the readers who’ve stayed: fifty percent off, for three days only. A hundred dollars for the year, or thirty a month with the rate locked through June 4. The offer expires Monday, May 4, at 9 PM Eastern. No extensions. This isn’t a funnel — it’s a thank-you, and a way for me to find out who my serious, engaged readers actually are. (For the free subscribers who’ve previously paid for INSTAT — I see you, and a separate offer is coming next week.)
Here’s what’s already running. Three portfolios launched this week — two published, the third out Saturday. (P1) Ten names from the Cara US 50 Top Quality list. (P2) Six from the Dow 30. (P3) Ten from the Cara Top 50 US Durable Growth names. Two reports per portfolio per week. That’s six reports a week to start, every one of them under the Cara Fiduciary System.
This is not an active trading service. It’s built for patient investors who want to see the same disciplined process applied the same way, every week.
Within three months, I’ll be adding one specialized theme portfolio per month — income, energy, precious metals, AI, consumer, healthcare. Six to ten names each, watchlists run daily through the system. Annual subscribers get everything: the core three, the themes as they come, and whatever I build after that. Monthly subscribers get the core three with the option to step up later.
If you’re wondering whether it’s safe to put money behind this after the year I’ve had, here’s the only credential that matters to me. Ermanno Pascutto — former global securities regulator in Canada, Hong Kong, and Dubai — has a copy of my daily work and the full Cara Fiduciary System. He sees everything I publish and can see how it is produced.
So this is the soft ask. If you’ve opened hundreds of my free reports over the past year while I was wrestling with the backend, you are exactly the reader I want on the other side of this reorganization. The discount is my thank-you. It’s also how I find out who’s actually following me.
No hard feelings if you stay free. But if you’ve been waiting for a sign that the admin is finally under control and the work is back where it belongs — this is the sign.
Claim 50% off → https://caraportfolio.substack.com/publish/offers/6e5f35f6
Offer ends Monday, May 4, at 9 PM ET.
Thank you for your patience. Onward.
/Bill
P.S. Thirty dollars a month, half off. A hundred dollars for the year. Two reports per portfolio per week — a steady flow, not noise. That’s the promise.